of homeowners are placing their families in danger and properties at risk of homeowners are placing
Almost five million owners have not tested the ones they do have fitted, warn insurers.
This is despite 53,000 domestic fires each year, found analysis of official fire frequency figures.
The research reveals that across all households in England, one in eight (12 per cent) properties do not contain a working smoke alarm – around 2.7m households.
Furthermore, over a fifth (22 per cent), almost five million homes, have never tested their smoke alarm.
When looking at the causes of accidental domestic blazes, cooking appliances accounted for nearly a third (31 per cent) of all incidents at 16,549 out of a total of 53,725 fires.
Of this number, more than half (9,965) of incidents involved cookers, meaning they are responsible for a fifth (19 per cent) of all domestic fires.
Almost five million owners have not tested the ones they do have fitted
Other cooking appliances responsible for domestic blazes include microwaves and barbeques, while grills and toasters alone are responsible for 12 per cent of fires.
More than 90 per cent of domestic fires are accidental
Experts say the importance of smoke alarms is underlined by the fact that in half of all fires in 2014/15 there was either a smoke alarm present that was not operational (20 per cent) or no smoke alarm at all (30 per cent).
Every year the UK fire and rescue service is called to over 600,000 fires which result in over 800 deaths and over 17,000 injuries.
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About 50,000 (140 a day) of these are in the home and kill nearly 500 and injure over 11,000, many which could have been prevented if people had an early warning and were able to get out in time.
Cooking appliances responsible for domestic blazes include microwaves and barbeques
In fact you are twice as likely to die in a house fire that has no smoke alarm than a house that does.
A quarter of accidental dwelling fires take place between the hours of 5pm and 8pm with almost a third (31 per cent) taking place over the weekend.
Only one in ten fires take place overnight, found the research.
Rebecca Clapham, head of household products at insurance group Direct Line, said: “Fires can happen at any time.
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In fact you are twice as likely to die in a house fire that has no smoke alarm than a house that doe
"More than 90 per cent of domestic fires are accidental so having a fully functional smoke alarm is a small measure that can make a huge difference in the event of a fire.
“However, with one in eight households across England not even owning a smoke alarm, it is worrying to see the number of homeowners who are not taking the most basic fire prevention measures in their properties.
“It can be tempting to remove the batteries from a smoke alarm if it goes off accidentally, but we would strongly advise everyone to check that they have a fully functioning fire alarm installed, as well as comprehensive home insurance, to ensure the safety of their properties and families.”